Günstige auslands krankenversicherungen

Cheap Travel Health Insurance for Germany, EU-Europe and Schengen
from 30 € / 30 Days (max. 2 Years)
for Tourist, Visitors and Travellers
(Use also for Visa Application or Extension)

Insurance company:
Hanse-Merkur Reiseversicherung AG, Siegfried-Wedells-Platz 1, 20354 Hamburg

Visa: Application and Extension
Yes, you can use this insurance for Visa Application or Extension at the embassy and in the aliens department (Ausländerbehörde).
The insurance meets the current valid requirements for a Schengen-Visa made by the requirements of Regulation (EC) No 810/2009 of the European Parliament and the Council of the European Union by 07/13/2009 and therefore can be used for Visa Application or Extension. The required minimum coverage of 30,000 Euro is ensured and is stated on the insurance policy.

Insurance documents: A few minutes after the Online Application you will receive by email your insurance documents as PDF Files. These documents are needed for your doctor's appointment, but also for presentation at embassies, consulates and foreign authorities.
Print and use them for your next doctor's visit, for Visa Application or Extension.


Travel Health Insurance for Tourists in Germany, Europa (all EU members), Schengen, Switzerland and Liechtenstein

Health Insurance for Visitors: Detailed Information

Why does the foreign guest need insurance?

Many foreign citizens who spend time in Germany, in the EU, Switzerland or Liechtenstein often have no or inadequate insurance cover. Unfortunately, illnesses and accidents cannot been tirely avoided and can incur substantial financial sacrifices.

Regardless whether you are travelling privately or on business, the foreign travel insurance policy of Care Economy will cover the costs of any required medical treatment, accidents and liability.

Insurance company

Hanse-Merkur Reiseversicherung AG, Siegfried-Wedells-Platz 1, 20354 Hamburg

Visitors Health Insurance Germany and EU: The benefits

  • out-patient treatment by a doctor
  • in-patient treatment at a hospital (general nursing class - multiple-bed rooms - without optional benefits) including subsequent treatment.
  • medically prescribed medications and dressings
  • pregnancy examiniations and treatment; delivery (8 month waiting period)
  • medically prescribed massages, medical packs and inhalers
  • transportation costs to hospital for medical reasons
  • transport in case of death/burial costs up to 10,000.00 EUR
  • pain-deadening dental treatment incl. simple fillings and repair of existing dental prosthesis, max. 300.00 EUR per insurance duration up to 180 days, over 180 days max. 600.00 EUR
  • medically prescribed aids foloowing an accident
  • medically appropriate return up to 10,000.00 EUR
  • direct settlement with the doctors, hospitals et. via treatment vouchers (in D/AUT only)
  • deductible per insured event
  • freephone service numbers

Countries covered by the Health Insurance

  • Federal Republic of Germany
  • Austria
  • Switzerland
  • Liechtenstein
  • all member states of the European Union:
    Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom
  • the Schengen States

Health Insurance Coverage Germany and Europe: The prices

Versicherer: Hanse Merkur Reiseversicherung AG
Single premium health insurance
Term of insurance up to ... days up to 64 years 65-74 years
90 € 1.00 / day € 2.95 / day
91 - 180 € 1.35 / day € 3.70 / day
181 - 365 € 1.95 / day € 4.95 / day
366 - 730 € 2.40 / day € 7.90 / day
Minimum premium per person and term: 10.00 €
Monthly payment type for health insurance is only possible from 180 days term of insurance and choosing direct debit.
Monthly premium health insurance
Term of insurance up to ... days up to 64 years 65-74 years
180 - 365 € 50.00 / month € 126.00 / month
366 - 730 € 75.00 / month € 242.00 / month
The max insurance period - including all possible renewals - is two years. In case of renewals the difference between the premium for the period originally chosen and the premium for the newly requested total period is then payable as a differential premium.


Technische Hinweise zum Online Antrag:

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Krankenversicherung für ausländische Studenten und Besucher/Gäste aus dem Ausland in Deutschland und EU